College is known for being physically, mentally, and financially taxing. You know firsthand how difficult college can get, especially during the final year. So, what do you do when you see someone you know struggling with their education? Making the decision to ultimately lend a hand is noble, but it’s important for you to have a good idea of what you’re getting into. Helping someone through college, albeit your child or a trusted friend, will take time, patience, and effort on your part. In this article, we’ll be giving four tips to help someone get through their college education.
Assess the Situation
Everyone struggles with many different things when they’re in college. It can be anything ranging from a specific subject to not meeting deadlines on time. Before you can do anything, you’ll need to understand what exactly the problem is. Sit down with the person in question and talk with them. See where they’re struggling, so you can better strategize how to help them.
Consider Cosigning Their Student Loans
If the person you’re trying to help is having a hard time getting approved for their student loans, you can become their cosigner to increase the odds. A cosigner is an individual who will take responsibility for the loan in the event the primary borrower can’t pay their dues. This is something that requires a lot of trust, which is why you commonly see this type of thing between parents and children.
Regardless, it can be very tempting to just say yes right on the spot. However, becoming a cosigner isn’t something you should ever take lightly. You need to consider a few things, like how does cosigning a student loan affect my credit? One wrong move and both of you will take a negative hit on your credit. Granted, this isn’t exactly a one-sided process; you could gain tax benefits from being a cosigner, so you can save money on your taxes.
Help Them Create a Schedule
College is what tests student’s time management skills. Even with all the right software for college students and outside resources, rigorous coursework combined with a strict schedule can be difficult to manage, especially when it comes to master’s programs. Coming up with a comprehensive schedule is vital to a student’s success. Completing your work in a timely manner can help clear up a lot of head space and make college less demanding.
Listen to Their Struggles
In some cases, the student in question may not even be struggling with their coursework. However, they might have a lot of pent-up stress and frustration. Keeping bad feelings inside can make someone’s mental health worsen over time. It can even lead to burnout, which is a type of fatigue college students face when they’re overwhelmed. It’s also the catalyst to other problems such as a lack of focus, feeling cynical about the future, losing interest in hobbies, depression, and anxiety. Having someone around to listen to their problems and allow them to release these bad feelings can do a lot of good for them.